Products

E-mail Print

INSURANCE COVERAGE LINES OFFERED:

  • HOMEOWNERS
  • COMMERCIAL
    • BUSINESS OWNERS (BOP)
    • SPECIAL MULTI PERIL (SMP)
    • FIRE & LIABILITY
  • DWELLING FIRE
  • SEASONAL RESIDENCE PACKAGE
  • SEASONAL MOBILE HOME PACKAGE
  • MOBILE/MANUFACTURED HOMEOWNERS
  • LANDLORD
  • INLAND MARINE (PERSONAL & COMMERCIAL)

********************************************************************************

Inland Flood Coverage:
The Inland Flood Endorsement is available in our Homeowners, Dwelling Fire, Seasonal Residence & Landlords programs.  Form ML-FC (2/18) is offered in the Homeowners program and the FL-FC (2/18) offered in the Dwelling Fire, Seasonal Residence and Landlords program.  The premium and flood score eligibility are based on the property location address.  Please note, this does not replace the National Flood Insurance Program (NFIP) requirements. 

Please view the following flood fact sheet or contact your agent for more coverage questions or to add to your policy. Inland Flood Insured Factsheet

For additional information, please access the following link to view a video on flood coverage endorsement: Flood Endorsement Video

 

Equipment Breakdown Enhancement Coverage:
ML-346B (9/13) Equipment Breakdown Enhancement Endorsement
is available in our Homeowners and Mobile Homeowners program as an optional coverage. This coverage offers complete & affordable protection against costly home equipment repairs.  You may access information on this coverage using the following links: Equipment Breakdown Coverage Overview and Equipment Breakdown Loss Scenarios

SF-345A (12/17) Equipment Breakdown Enhancement Endorsement is available in our Commercial Lines programs.  You may access information on this coverage using the following link: Commercial Lines Equipment Breakdown Demo

FL-345 (12/17) Equipment Breakdown Enhancement Endorsement is available in our Landlord Program.  This endorsement covers an equipment breakdown loss if the landlord's owned appliances sustain an electrical, mechanical or pressure systems breakdown.  The landlord, who owns the appliances, is responsible for repairing or replacing it, and Equipment Breakdown coverage protects the landlord from this type of expense.  Equipment Breakdown coverage also includes protection for loss of rents due to a covered loss.  The landlord would be compensated for the loss of income sustained while he or shie is unable to collect rents.

 

Underground Utility Line Coverage:
FL-342 (4/16) Underground Utility Line Endorsement
is available in our Landlord Program.  Underground utility line coverage provides protection from an unexpected loss caused by a utility line failure.

ML-342 (7/14) Underground Utility Line Endorsement is available in our Homeowners Program.  Leatherstocking's underground utility line coverage provides proctection from an unexpected loss caused by a utility line failure.  You may access information on this coverage using the following link: Underground Utility Line Information, click "additional coverages" for more information.

 

Identity Theft Coverage:
As a Leatherstocking policyholder in our homeowners, mobile homeowners and tenant homeowners programs you automatically receive identity theft resolution service. You may access information about this coverage at the following website: www.Leatherstocking-IDTheft.com

 

Hazardous Materials Report Form
We are making this form available for every fire insurance policyholder engaged in commerce in New York State. It is required by law to report the presence of hazardous materials at your business address.

Please complete the Hazardous Materials Report Form below and forward to your local Fire Department. The information entered herein is essential to your local fire chief for the protection of your employees, the firefighters and citizens in the immediate area, and to reduce damage to your property in the event of a fire or an emergency.

Failure to file in accordance with the provisions of section 209-u of the general Municipal Law could result in a fine. A separate report is required annually for each business.

pdfHazard Form

http://www.commercialeb.com/demo.
 

Agent Login

Login is for agents only. If you are a policyholder and need assistance, please call your local agent or (800) 886-8048.

Login / Logout